2025 Enhanced Scheme

Government-BackedAgriculture Funding forFarmers & Agribusinesses

The Agriculture scheme has been enhanced in 2025 to provide up to ₹10 crore in collateral-free loans, empowering MSMEs with unprecedented access to capital.

Govt Guaranteed

Backed by Ministry of MSME

No Collateral

Secure loans without assets

Agriculture Funding Scheme 2025 Highlights

Transformative updates for MSMEs

Increased Guarantee Ceiling

Access low-interest loans, subsidies, and grants for sustainable farming

Reduced Guarantee Fees

Up to ₹2 Crore funding under AIF and ₹6,000 annual aid under PM-KISAN

Enhanced Trade Coverage

Dedicated support for farmers, agri startups, and food processing enterprises

Success Rate

70%

Processing

7 Days

Businesses

45L+

Agriculture Funding Process

Get Agriculture & Agribusiness Funding in 6 Simple Steps

Access government schemes like PM-KISAN, Agriculture Infrastructure Fund (AIF), and Kisan Credit Card (KCC) with expert guidance. Saarthium helps you navigate the application process seamlessly.

1
Eligibility Check
Step 1 of 6

Step 1:
Check Eligibility & Prepare Documents

Ensure your farming or agribusiness activity meets the eligibility criteria under government or financial institution schemes.

How Saarthium helps:

We'll verify your eligibility and help organize the required documents for a smooth application process.

Requirements Checklist:

Farmer registration or Udyam/MSME certificate (if applicable)
Aadhaar card and PAN of applicant or promoter
Land ownership or lease documents
Bank account details and recent statements
Business or project plan for agribusiness startups
KYC and income proof for individuals

Pro Tips for Success:

  • Complete Aadhaar-based e-KYC for PM-KISAN to ensure uninterrupted payments
  • Update land records and ensure all documents are recent and properly attested

Need Help With Your Agriculture Funding Application?

Our Agriculture Funding experts will guide you through every step of the process - from eligibility assessment to final disbursement - ensuring your application is processed quickly and efficiently.

Quick Processing
Expert Guidance
End-to-End Support
Speak to an Expert
Common Questions

Frequently Asked Questions

Everything you need to know about agriculture funding schemes in India with verified information (Updated November 2025)

Source: Official government portals (pmkisan.gov.in, Ministry of Agriculture & Farmers Welfare, NABARD), updated as of November 2025

View all Agriculture Funding FAQs