2025 Enhanced Scheme

UnlockGovernment Funding Build Your Businesswith the PMEGP Scheme

The PMEGP scheme empowers entrepreneurs and startups to launch new ventures with minimal investment. Saarthium simplifies the process - from eligibility check to final loan sanction.

Govt Guaranteed

Backed by Ministry of MSME

No Collateral

Secure loans without assets

PMEGP Scheme 2025 Highlights

Transformative updates for MSMEs

Increased Guarantee Ceiling

Eligibility expanded to include Startups, NGOs, and MSMEs

Reduced Guarantee Fees

Simplified online application process with faster approvals

Enhanced Trade Coverage

Get up to 35% subsidy and build your dream business with government support

Success Rate

70%

Processing

7 Days

Businesses

45L+

PMEGP Loan Application Process

Get Government-Backed Business Funding Under PMEGP in 6 Simple Steps

Our streamlined process makes it easy to apply for government-backed PMEGP loans of up to ₹50 lakh. Saarthium guides you through every step - from eligibility to disbursement - with expert assistance.

1
Eligibility Check
Step 1 of 6

Step 1:
Check Eligibility for PMEGP Loan

Before applying, ensure that you or your organization meet the PMEGP eligibility requirements defined by the Ministry of MSME.

How Saarthium helps:

We'll assess your eligibility and guide you through the pre-qualification process to ensure smooth application approval.

Requirements Checklist:

Applicant must be an Indian citizen aged 18 years or older
Minimum educational qualification: 8th pass (for projects above ₹10 lakh in manufacturing or ₹5 lakh in services)
Only new projects are eligible; existing units are not covered
Applicable for individuals, SHGs, co-operative societies, and charitable trusts
Valid Aadhaar number required for authentication

Pro Tips for Success:

  • Verify your Aadhaar number is linked to your mobile for authentication
  • Check if you fall under special category for higher subsidy rates

Need Help With Your PMEGP Loan Application?

Need financial support to start your business under the PMEGP scheme? Our experts help you secure government-backed loans quickly with full documentation assistance.

Fast Processing
70% Success Rate
Full Support
Got Questions?

Frequently Asked Questions

Everything you need to know about the PMEGP scheme with verified information from official sources (Updated 2025)

Source: Official PMEGP website (kviconline.gov.in/pmegpeportal), KVIC, and Ministry of MSME guidelines, updated as of 2025

View all PMEGP FAQs