NBFC Loan Assistance
NBFC loans offer fast approvals, flexible collateral options, and multiple loan categories for businesses and individuals. Whether you need funding for expansion, working capital, machinery, or personal needs, NBFCs provide simplified financial solutions with quicker turnaround times.
Key Highlights
What is an NBFC Loan?
NBFCs (Non-Banking Financial Companies) are RBI-registered financial institutions that provide loans and funding support outside traditional banks. They offer faster approvals, easier eligibility criteria, and more flexible products.
NBFC loans are suitable for businesses, self-employed individuals, start-ups, and salaried professionals who need quick financial assistance.
Types of NBFC Loans
Business Loan
₹1 Lakh – ₹5 Cr
For expansion, inventory, working capital
Machinery Loan
₹2 Lakh – ₹2 Cr
To purchase new or upgraded machinery
Working Capital Loan
₹1 Lakh – ₹3 Cr
Manage cash flow, invoices & operations
Personal Loan
₹50,000 – ₹25 Lakh
Quick unsecured loans for individuals
Equipment Finance
₹1 Lakh – ₹1 Cr
Financing for tools, devices & equipment
Invoice Discounting
₹5 Lakh – ₹5 Cr
Short-term business funding
Eligibility Criteria
Minimum age: 21–60 years
Business vintage: 1–3 years (type dependent)
Good credit score (650+ preferred)
Stable income source
Valid KYC and business proof
No major loan defaults
Benefits of NBFC Loans
Fast approval within 24–48 hours
Minimal documentation
Flexible collateral options
High loan amounts
Easier eligibility
Attractive top-up offers
Less rigid credit policies
Doorstep service offered by many NBFCs
Documents Required
- Aadhaar & PAN Card
- Bank Statements (6–12 months)
- ITR of 2–3 years
- Business Registration Proof
- GST Certificate
- Financial Statements
- Address Proof
- Photographs
- Loan Application Form
NBFC Loan Process
- 1. Choose the suitable NBFC loan type
- 2. Prepare basic documentation
- 3. Submit application with financials
- 4. NBFC conducts credit assessment
- 5. Loan approval within 24–72 hours
- 6. Agreement signing & verification
- 7. Disbursement directly to bank account
Common Rejection Reasons
- Low credit score
- Insufficient income or cash flow
- Incomplete documentation
- Previous loan defaults
- Mismatch in business details
How Saarthium Helps You
Choosing the right NBFC lender
Eligibility evaluation
Documentation support
Loan application assistance
Negotiating interest & tenure
Fast-tracking approvals
End-to-end coordination
Quick Information
Why Choose Us?
Expert Team
CA, CS & Legal Experts
Fast Process
Quick turnaround time
Trusted Service
Trusted by businesses
Frequently Asked Questions
What is an NBFC loan?
What is the maximum loan amount?
Are NBFC loans safe?
Can I apply without collateral?
Is credit score important?
Need Help Applying for an NBFC Loan?
Saarthium assists with documentation, lender matching, and fast approval for NBFC loans tailored to your business needs.